Our Mortgage Rates

Make your mortgage work for you with competitive rates and customizable terms.

^♦Special rates, available for a limited time

Get up to $4,500 cash back on eligible mortgages!*

Available until June 30th, 2025. See offer for details.

Featured Rates

Mortgage Rate Specials

List of rates for Mortgage Rate Specials
Mortgage Rate Specials	Rate
3 Year Closed - Insured	3.89
3 Year Closed	4.09
5 Year Closed - Insured	3.99

Insured mortgage rates are available to qualifying members¹.

Personal Mortgages

CreditMaster PrimeLine

Fixed Rate Mortgages

Variable Rate Mortgages

List of rates for CREDITMASTER PRIMELINE
CREDITMASTER PRIMELINE	Rate
PrimeLine	5.55

List of rates for PRIME RATE
PRIME RATE	Rate
Prime Rate	4.95

List of rates for FIXED RATE MORTGAGES
FIXED RATE MORTGAGES	Rate
6 month Open	8.69
6 Month Closed	7.49
1 Year Open	8.69
1 Year Closed	5.50
2 Year Closed	5.10
3 Year Closed	4.29
4 Year Closed	4.29
5 Year Closed	4.29
5 Year Closed - Insured	4.09
7 Year Closed	5.19

List of rates for VARIABLE RATE MORTGAGES
VARIABLE RATE MORTGAGES	Rate
3 Year Closed	4.45
5 Year Open	5.95
5 Year Closed	4.45

List of rates for PRIME RATE
PRIME RATE	Rate
Prime Rate	4.95

All rates are subject to change without notice and are not guaranteed unless confirmed by phone, email, or fax. Conditions may apply. Interest rate and approval based on individual risk profile. In the event of a discrepancy between these rates and the official rates posted in our offices, the latter shall prevail.

Terms and Definitions

¹Insured rates are available to members purchasing a residential property under $1,000,000 with a down payment of less than 20%, who qualify for and obtain mortgage default insurance, and who meet all other applicable conditions.